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Damaris
Damaris is 45, and lives with her husband and two children in the town of San Pedro de Poas, in Alajuela province, on the slopes of the Poas Volcano. She has a catering business, and has been serving at events for ten years.

With effort and dedication she has bought equipment, and works with the electrical appliances in her home. She has to rent some, in order to provide her service, given the cost this involves. She did the costing, and in January approached the National Bank branch in Poas; she didn't get a good response from this action, so she still didn't buy her equipment.

In February 2012, Fundación Mujer participated in a fair that took place in the community's park, and Damaris, accompanied to the fair by the Women's Office of this municipality, was given information about accessing loans through Kiva.

The loan will be used to buy equipment (trays and a tray holder) and also a freezer.

She does two to three events a week, mainly on weekends. In the morning, she arranges to buy ingredients for making the food. Depending on the size of the order, she does this in the afternoon for an event in the evening. If it is larger she makes the arrangements a day in advance.

The goals that stand out for her are to equip her business better, and to feel completed developed as a businesswoman--and that her contribution is improving her household circumstances.

Her main limitation is the lack of equipment and transport. But she hopes that with this opportunity to access credit, and by overcoming these obstacles, she will improve her business each day.
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Damaris
2012-35
1000000

Damaris tiene 45 años de edad y vive con su esposo y 2 hijos en la ciudad de San Pedro de Poas, provincia de Alajuela, en las faldas del Volcán Poas. Ella tiene un servicio de comidas y atención de eventos desde hace 10 años, con esfuerzo y dedicación ha comprado equipos y trabaja con los electrodomésticos de su casa, algunos los tiene que alquilar para brindar el servicio; dado los costos que esto le implica realiza la cotización y se acerca en el mes de Enero a la Oficina del Banco Nacional en Poas, no obtuvo buena respuesta de esta gestión por lo que siguió sin comprar sus equipos.
Fundación Mujer participa en una feria desarrollada en el parque de la comunidad en el mes de Febrero del 2012 y Doña Damaris quien es acompañada a la feria por la Oficina de la Mujer de esta municipalidad, se le brinda la información de crédito de acceso a los a un préstamo por medio de Kiva. El crédito se utilizará para la compra de equipo (bandejas un porta bandejas) además un congelador.
Ella realiza de 2 a 3 eventos por semana, principalmente los fines de semana, en la mañana se organiza para comprar la materia prima para la elaboración de los alimentos, depende del tamaño del pedido la hace en la tarde para un evento en la noche y se es más grande se organiza con un día de anticipación. Sus metas destacan equipar mejor su negocio, sentirse desarrollada completamente, como una mujer empresaria y que su aporte mejore las condiciones de su hogar.

Su principal limitante es la falta de equipo y transporte, pero espera con esta oportunidad de acceso a crédito y superando estos obstáculos, mejorar cada día más su actividad.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Costa Rica

  • $11,100
    Average annual income
  • 43
    View loans »
    Costa Rica Loans Fundraising
  • $4,193,400
    Funds lent in using Kiva
  • 509.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Damaris to buy equipment and a freezer for her food catering business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2012
Listed
Mar 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 20, 2014