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Marlene Del Socorro
Marlene is 38, and married. She works for the municipality as a cleaner in a childcare center. She is applying for her third loan with the aim of re-plastering the front part of her house; and if there is enough money, tiling the walk and living room. In this way she will provide better comfort for her family.

She says she feels very grateful for the opportunity she has been given; as with the loans, she has been gradually improving her little house.
View original language description ↓
Marlene de 38 años de edad es casada, labora para la municipalidad como afanadora en un CDI. Esta solicitando su 3er credito con el objetivo de repellar la parte de enfrente de su casa y si el dinero alcanza embaldozar la acera y la sala para asi brindarle mejor comodidad a su familia. Expresa sentirse muy agradecida por la oportunidad brindada, pues con los creditos a ido mejorando poco a poco su casita.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Marlene Del Socorro to re-plaster her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Mar 18, 2012
Currency Exchange Loss:
Feb 15, 2013