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Salamatu is married to a mason and has three children. She sells waakye (rice and beans cooked together) and she has been in business for 11 years. She serves it with gari (a couscous like grain made from grated cassava), macaroni, meat and fish stew. She uses her income to help her husband pay their children’s school fees.

Salamatu needs this loan in order to purchase bags of rice, beans and other ingredients for the preparation of the waakye she sells. With the new profit, Salamatu will expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 23
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Salamatu to purchase rice, beans and other ingredients for the preparation of the waakye she sells.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 14, 2012
Currency Exchange Loss:
Jul 20, 2012