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Zamira is 53 years old and raising a son. She is involved in animal husbandry and farming to provide a source of income for her small family. Zamira is developing a business, consisting of two cows, and is also involved in growing barley, alfalfa and corn on 3 hectares of land. Sales of milk and milk products yield about 15,000 som per month for Zamira. In order to further develop this business, she requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock. Zamira plans to invest the earnings into a further increase of livestock headcount.
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Замире 53 года, воспитывает сына. В поисках источника дохода для своей небольшой семьи, Замира занимается животноводством и полеводством. Начав этот бизнес с суммы в 5,000 сом (KGS), Замира развивает хозяйство с 2 коровами, а также занимается обработкой 3 га земли с ячменем, люцерной и кукурузой. Продажа молока и молочных продуктов приносит Замире около 15,000 сом в месяц. В целях дальнейшего развития своего бизнеса, Замира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку скота. Доходы Замира планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 84
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,753,325
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Zamira to purchase livestock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 15, 2012
Currency Exchange Loss:
Feb 15, 2013