The group members live in large traditional families in Tiele, a town in the Baguineda sub-prefecture (Koulikoro region, Republic of Mali). They have been involved in small-scale business for several years and are much sought-after in their respective businesses. In order to satisfy the growing demands of customers, they decided to join the Soro Yiriwaso loan programme three years ago. This is their fifth solidarity loan.
Kodie is well-known in Tiele and very good at buying and selling meat. She will use the loan to buy a large quantity of meat from butchers in Tiele to resell in her restaurant as steak, kebab and stew. She sells to individuals for cash, and her customers are men and women. She hopes to make a monthly profit of 50,000 CFA francs, which will allow her to repay the loan and reinvest in her business.
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a 3 ans. Elles sont à leur cinquième prêt solidaire.
KODIE est très connue à TIELE et excelle dans l’achat vente de la viande. Elle compte utiliser son prêt pour acheter, une quantité importante de viande auprès des bouchers de TIELE pour revendre dans son restaurant sous forme de steak, de brochette et de ragoût, en détail, au comptant, à une clientèle composée d’homme et de femmes.
Elle espère sur un bénéfice mensuel de 50000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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