He left Chibuto for Maputo in the district of Boane in search of a job. He has been a locksmith for over 10 years and earns an income of about 5.000mt. He uses it to pay for home expenses and also saves part of it in his bank account.
He has never had loans in other banks. He first heard of Hluvuku through a friend who is also a client of this institution. This is his fifth loan with Hluvuku. It is for 18.000mt, which he intends to use to purchase construction supplies (iron, cement, sand, beams, etc.). The previous loans were for 6.000mt, 6.000mt, 12.000mt and 15.000mt and they were used for housing expenses and for his business.
He pledges to make his repayments as scheduled. In the future he intends to finish building and furnishing his home, and for that purpose he plans to request more loans from Hluvuku.
Saiu de Chibuto para Maputo no Distrito de Boane a procura de emprego, é serralheiro há mais de 10 anos, consegue um rendimento de cerca 5.000.00mt que aplica nas despesas de casa e poupa algum na sua conta bancária.
Nunca teve empréstimo noutros bancos, conheceu a Hluvuku através de um amigo que também é cliente desta instituição. Este é o seu quinto empréstimo na Hluvuku no valor de 18.000.00mt, com qual pretende comprar material de construção da sua casa (ferro, cimento, areia, barrotes e outros). Os empréstimos anteriores foram de 6.000.00, 6.000.00, 12.000.00 e 15.000.00mt aplicados na habitação e comércio.
Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e mobilar, para tal tenciona solicitar mais empréstimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid