Elsa has been a professor for more than 5 years and she earns a salary of 5.000.00mt, which she uses for household expenses and savings in her bank account (BIM). She previously had a loan through BIM and was able to pay it without any difficulties. She learned about Hluvuku through a friend who is also a client. This is her second loan with Hluvuku, in the amount of 20.000.00mt, which she will use to purchase construction materials for her home (iron, cement, beams, doors, metal panels, etc.). The prior loan was for 11.000.00mt, also for her home. She promises to make her payments as scheduled. In the future she plans to complete her college education and intends to request additional loans from Hluvuku for that purpose.
É professora há mais de 5 anos e tem um salário de 5.000.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM). Já teve empréstimo no BIM e conseguiu pagar sem dificuldades. Conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (ferro, cimento, barrotes, portas, chapas e outros). O empréstimo anterior foi de 11.000.00mt, para habitação.
Compromete se a pagar devidamente e no futuro pretende concluir os seus estudos superiores, para tal tenciona solicitar mais empréstimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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