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Tambah Cair Group
In this Group: Enni, Yuni , Ati, Hj Rosmala, Leli, Iis, Novy, Kamsinah, Heni
Lely is 27 years old and married with two children. She lives together with her husband and children in a simple house in Jati Rahayu. She has been selling "nasi uduk" (an Indonesian rice dish) for two years. She sells it in front of her house. At first the business was not going so well because of the lack of capital, and that’s why she is taking her first loan with VisionFund Indonesia so that she can run her business well.

This loan will help her to buy more supplies such as rice and flour and add more varieties of foods to sell. Because of this business she can help her husband pay expenses for their family and for their two young children's education. In the future she wants to expand her business and have her own kiosk. Other group members will use their loans to improve their businesses such as selling snacks and selling vegetables.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 26
    View loans »
    Indonesia Loans Fundraising
  • $5,203,550
    Funds lent in using Kiva
  • 9,130.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tambah Cair Group's $1,000 loan helped a member to buy more supplies such as rice and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2012
Mar 14, 2012
Currency Exchange Loss:
Sep 18, 2012