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Hendrik is a 41-year-old man who is married to Christiana, and has been blessed with 3 children: Defriano, 9 years old and in the fourth grade of elementary school; Sisi, 4 years old, and Junino, a newborn baby boy.

Hendrik is a driver and the income he produces from being a driver is regularly insufficient to support his family needs. To overcome his financial problems Hendrik initiated a new business. He set up a kiosk and equipped it with basic commodities such as rice, sugar, cooking oil, snacks, cosmetics, etc.

Now, his business is growing up and he desires to improve his income from that business. He then applied a loan application to TLM and requested a loan amounting to IDR 4,000,000. The loan will be used to stock more rice and buy soft drinks. He believes that the more goods he has to sell, the better income he can generate.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,130.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Hendrik to purchase more rice to stock and buy soft drinks.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 6, 2012
Mar 14, 2012
Currency Exchange Loss:
May 18, 2013