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Emelia is 44 years old. She is married and has two children, one of whom attends school. She is a very hard working entrepreneur.

Emelia has a fishing business in the Philippines. Emelia has requested a loan in the amount of 23,000 PHP through NWTF in order to purchase additional materials for her fishing business. Emelia has been in this business for three years.

In the future, Emelia would like to save money and expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1944
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Emelia to purchase additional materials for her fishing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 13, 2012
Currency Exchange Loss:
Mar 15, 2013