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This is 25 year-old Ibrahim. He is married to a business woman and has 1 child, aged 4 years, who is going to school. In 2005, Ibrahim established his business selling mobile phones, phone batteries, top-up cards, ear phones, phone chargers, memory cards, MPs and drinks. Working 7 days a week and 13 hours a day, he earns about SLL 2,954,500 every month from this business. He would like a loan in the amount of SLL 4,000,000. Ibrahim requires a loan in order to purchase the following items: mobile phones - 16 pieces @ SLL 250,000. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 295,450.

In the future, Ibrahim plans to build a house, provide a quality education for his child and to have a shop. He feels happy about taking this loan as it will help him to increase his income. His major problem is with the phone batteries because customers will buy them and sometimes returns them for being damaged. He serves over 100 customers each day. His business is popular. He is assisted by his spouse. His suppliers are located in Freetown. He transports his goods by public vehicle and he makes purchases twice in a month. He ploughs some of his profit into the business and uses the balance to buy building materials. He is planning to expand and this can be accomplished by managing the business well. Ibrahim is trust worthy and hardworking. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 52
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ibrahim to buy mobile phones - 16 pieces @ SLL 250,000.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 13, 2012
Currency Exchange Loss:
Sep 15, 2012