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This is 58 year-old Mohamed. He is married to a trader, and has 8 children aged 30, 26, 24, 20, 18, 16, 15 and 14 years. Four of his children are still going to school.

In 1972, Mohamed established his rubber slippers and sandals business. Working 7 days a week and 11 hours a day, he earns about SLL7,542,000 every month from this business. He would like a loan in the amount of SLL5,000000. Mohamed has already received and successfully repaid 4 loans, and now requires a new loan in order to purchase plastic sandals (6 cartons @ SLL400,000, women slippers - 20 pkts @ SLL120,000, the balance SLL200,000 is to be used for transportation costs. He hopes that this loan will enable him to increase his monthly profits by approximately SLL1,131,000.

In the future, Mohamed plans to see his four school-aged children go through higher educational institutions. His feeling is good as his business has helped him a lot. He is not nervous about it as, when he retires, his children will continue from where he will stop. He wants his children be well educated and to expand his business.

The loans help Mohamed's business as it is an addition source of income. He serves retailers in town and in neighboring villages. His business is popular because he offers quality products at affordable prices that suit his customers’ earnings. He has no employee; he and his wife are running the business. His suppliers are located in Guinea (Conakry) where he usually goes three times in the month by public vehicle. He serves about 40 people per day, mostly peddlers and ladies. His business is popular because he has customers' care strategies. He only has one assistant - a distant cousin. He usually goes to Freetown to buy his goods twice per month by public transport. Mohamed saved his profits to develop his incomplete building. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mohamed to purchase plastic sandals - 6 cartons @ SLL400,000, women slippers - 20 pkts @ SLL120,000, the balance SLL200,000 is to be used for transportation.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 13, 2012
Currency Exchange Loss:
Oct 16, 2012