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Johanna Beatriz
Los Corrales (The Yards) Communal Bank meets every fortnight in a community called Los Corrales, which is located a few minutes away from Montecristi, a town with a rich prehistoric culture. The majority of the inhabitants of this place engages in different activities such as handicrafts and general trade.

Here we meet Johanna. She is 27, she is married and she has a 3-year-old child. Her husband works in a factory in Manta.

She is housewife who engages in selling various items of clothing to earn some money of her own and to help her husband paying for their household expenses. She sells door to door, but her customers also come to her house to shop whenever she has new products. She works mostly in the mornings because her mother-in-law can take care of her little child, and in the week-ends, with the help of her husband. She sells on credit and she collects cash every eight or every fifteen days. She has been running this activity for one and a half years and things are going very well.

The loan she is requesting will be used to buy trousers, T-shirts, children’s clothes and other items of clothing. She has been a member of the Communal Bank for one and a half years and she lives it because she has been able to start her activity thanks to her fist loan.

She dreams of having a house of her own because she is currently living in the house of her parents-in-law.
View original language description ↓
El Banco Comunal Los Corrales se reúne cada 15 días en una localidad llamada Los Corrales a pocos minutos de Montecristi ciudad con una rica cultura prehistórica, en este sitio la mayoría de los habitantes tiene diferentes actividades, tales como: artesanía y comercio en general.

En este lugar conocimos a la señora Johanna, tiene 27 años de edad, está casada y de esta relación tiene un hijo de tres años de edad. Su esposo trabaja en una fábrica en Manta.

Ella es una ama de casa que para ganar sus propios ingresos y con estos ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta, sus clientes también llegan hasta sus casa a comprar cuando lleva mercadería nueva, la mayoría de las veces sale en las mañanas ya que a esta hora su suegra le cuida a su pequeño hijo y los fines de semana su esposo le ayuda, ella deja a crédito y cobra cada ocho o quince días, lleva año y medio con su negocio y le está yendo muy bien.

Este crédito lo va a emplear en comprar pantalones, camisetas, ropa de niños entre otras prendas. Lleva año y medio en el Banco Comunal y le gusta porque gracias al primer crédito pudo empezar en su negocio.

Su sueño es tener casa propia ya que vive en la casa de los suegros.



About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,889,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Johanna Beatriz to buy trousers, T-shirts and children’s clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Mar 19, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012