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This is 37 year-old Unisa. He is married and has 2 children ages 12 and 3 years. He has 2 additional dependents who live with him and assist him in the shop. In 1997, Unisa established his provisions, soap, and cigarette business. He began his business to enable him to abandon a shepherd job.

This business is the only source of livelihood for his family. Working 7 days a week and 16 hours a day, he earns about 1,500,000 Sierra Leone leones (SLL) every month from this business. He would like a loan in the amount of 5,000,000 SLL. Unisa has already received and successfully repaid a loan and now requires a new loan in order to buy cigarettes, mayonnaise, sardines, milk, and soap.

Unisa hopes that this loan will enable him to increase his monthly profits by approximately 400,000 SLL. In the future, Unisa plans to own a house, to establish a larger business, and to travel to the holy land of Mecca. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Unisa to buy provisions, soap, and cigarettes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 14, 2012
Currency Exchange Loss:
Aug 15, 2012