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This is 31-year-old Samuka. He is single and has no children. In 2004, Samuka established his radio and perfume business. He began his business, which is his only source of income, because he wanted to enhance his self-reliance. Working seven days a week and 12 hours a day, he earns about 720,000 Le every month.

Samuka would like a loan in the amount of 4,000,000 Le. Samuka requires a loan in order to buy more perfume and radios for sale. He hopes that this loan will enable him to increase his monthly profits by approximately 520,000 Le. In the future, Samuka plans to finish the construction of his home, get married, and acquire a larger shop. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Samuka to buy rerfume and radios for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 13, 2012
Currency Exchange Loss:
Jan 15, 2013