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Lubov is married with two grown daughters. She graduated from a college of commerce and used to work as a store vendor. However, economic crisis hit her hard and she was forced to find new ways to provide for her family. Today she runs a small business selling artificial flowers, dishware and other retail items in the city marketplace.

Lubov’s venture is unique, and she has loyal clientele who help keep her sales high. Lubov has been in this niche business for nine years. Presently, she has 50,000 Hryvnia in stock, and her average income is about 8,000 Hryvnia a month.

Lubov is seeking a loan of 20,000 Hryvnia to purchase new merchandise for the spring season. She believes it will promote the further expansion of her business and ensure a stable source of income for her and her family. Lubov is very sincere and serves each of her customers with a smile. Her warm approach to each individual earns her many return customers, which helps her keep a leading position in this business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,399,475
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Lubov purchase new merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 13, 2012
Currency Exchange Loss:
Apr 17, 2013