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Ramon dedicates himself to two primary economic activities: agriculture and construction. In addition to cultivating fields of potatoes, Ramon has worked as a construction worker for about 20 years. Ramon is 34 years old and married with three children who are 11, 12, and 14 years old. He is requesting a loan in order to purchase cows, which he plans to fatten over one to two months then sell at a profit. He dreams of building a successful business raising cattle and thereby provide his family with another income stream.

Ramon is a member of the village bank “Sr. de Ccoylloritty de Ocongate,” which is receiving its eighth loan from Asociación Arariwa. The group members live in a fairly remote rural community several hours outside of Cusco city, located at an altitude of 3,800 meters up in the Andean mountains.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 132
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ramon to buy cows.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 13, 2012
Currency Exchange Loss:
Oct 15, 2012