Las Palmeras Group
The member is Delia who appears attached to the group photo. She is 44 years old and lives with her partner. The member has two children and she is a nurse, by profession. She is a very hard-working woman and, parallel to her job in a very well known hospital, she provides special nursing and related service. The member, at this time, is requiring the loan to invest in the purchase of materials to redecorate the facade of her own house. The member wishes to be able to improve her house and, at this time, to buy materials to invest in the improvement of her house, especially the facade. The member will buy materials like cement, paint, plaster to redo the facade.
The other members are dedicated to activities like, for example, attending a grocery shop, selling "chicha" (a drink), taxi service, lodging work, crafts, and selling cell phones. The member is happy for the loan and promises to make the repayments.
La socia es la Sra. Delia es la señora que aparece anexada a la foto grupal ; ella tiene 44 años de edad y es conviviente; La socia tiene 2 hijos y ella es enfermera de profesión la socia es una mujer muy trabajadora y paralelamente a su trabajo en un hospital muy reconocido, ella brinda el servicio de enfermería particular y de servicios conexos; la socia esta en esta oportunidad requiriendo el préstamo para invertir en la compra de materiales para revestir su fachada en su propia vivienda, la socia desea poder mejorar su casa y en esta ocasión comprar materiales para invertir en la mejora de sus vivienda, en especial de su fachada. La socia comprar materiales como cemento, pintura, yeso para revestir su fachada.
Los otros socios se dedican a diferentes actividades como por ejemplo, a la atención de su tienda de abarrotes, a la venta de chicha. A prestar servicio de taxi, a trabajar en un hospedaje, a la artesanía, a la atención y venta de celulares.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid