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Tatiana Del Carmen
Tatiana is 24 years old, is married and mother to two children who are 3 and 6 years old. She is the proprietor of a hair salon located in Puerto Colombia, a town in the department of Atlantico, very close to the sea. There on the warm shore and under the constant breeze produced by the famous tradewinds, she began to offer her pedicure and manicure services in a family member's beauty salon, an activity that she had learned by example. Then she offered her beauty services to friends and neighbors simultaneous to her job and later learned beauty techniques in an academy where she studied for 18 months and perfected her knowledge.

Very soon her customers began to request at home services but with the adequacy of a shop. They began to locate her and although today she works through the two systems she hopes to diminish gradually the home services and expand the flow of customers to the shop identified by offering services to improve one's personal and professional image.

Tatiana has her own house which is large and located in a very popular sector of the town where there are not a lot of hair salons. In the first room she even plans to organize her shop, equipping it with all the necessary furniture to attract her potential market and accomodate her actual market in a very comfortable place. In peak season, she has the support of her mother and her sister to attend to her customers. Currently, she is applying to CrediKiva, the first financing that Fundacion Mario Santo Domingo has made and with which she will buy equipment like metallic salon chairs and hair washers. Her investment is projected to be successful because she enjoys recognition in her community and her equipment will boost work effectively.
View original language description ↓
Tatiana de 24 años de edad, es casada y madre de 2 hijos en las edades de 3 y 6 años; ella es la propietaria de una peluquería ubicada en Puerto Colombia, un municipio del departamento del Atlántico muy cerca al mar. Allí en su cálida orilla y bajo la constante brisa producidas por los famosos vientos alisios, comenzó su oferta de servicios de servicios de pedicure y manicure, en un salón de belleza de un familiar; actividad que había aprendido empíricamente, luego ofreció los servicios de belleza a amigos y vecinos de manera simultanea a su trabajo y posteriormente aprendió la técnica de belleza en una academia, donde permaneció preparándose 18 meses y perfeccionó sus conocimientos. Sus clientes empezaron muy pronto a pedirle servicios a domicilio, pero con la adecuación de un local empezaron a ubicarla y aunque hoy trabaja mediante los dos sistemas, espera disminuir los domicilios gradualmente y aumentar la afluencia de su clientela en el local, identificado para ofrecer servicios de mejoramiento de imagen personal y profesional. Tatiana tiene su propia casa, que es amplia y ubicada en un sector muy popular del Municipio, donde no hay muchas peluquerías. En la primera habitación, planea organizar aun más su local, equipándolo de todos los muebles necesarios para atraer su mercado potencial y acomodar su mercado real en un sitio muy confortable. En temporada alta, cuenta con el apoyo de su madre y de su hermana en la atención de sus clientes. En la actualidad está aplicando a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará equipos como sillas metálicas de peluquería y un lava cabezas. Su inversión proyecta ser exitosa porque goza de reconocimiento en su población y su equipamiento impulsará su efectivo trabajo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 465
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,762.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Tatiana Del Carmen to purchase equipment like metallic beautyshop chairs and hair washers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2012
Listed
Mar 17, 2012
Currency Exchange Loss:
Covered
Ended:
May 15, 2012