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Jose Osvaldo
Osvaldo, 52, is married and has two children with his wife who are 5 and 10 years old and are attending school; he lives in Olanchito, Yoro.

José has been running his own business for many years where he sells basic staple items like: meats, dairy products, rice, beans, sugar, etc. He started off with his own funds and thanks to his good administration it’s grown. He always wanted to work for himself and he spends 15 hours per day at work.

He’s asking for a 15,000.00 lempira loan to invest in his business. He wills tock it with more foodstuffs which will increase sales and income.

He wants to use profits earned to build some apartments to rent and generate additional income for his home and to improve his quality of life.
View original language description ↓
El Señor Osvaldo, tiene 52 años de edad, está casado, tiene dos hijos con su esposa de 5 y 10 años de edad, quienes están estudiando y vive en Olanchito, Yoro.
Don Jose, tiene muchos años de trabajar con su propio negocio donde vende productos de la canasta básica familiar como ser: carnes, lácteos, arroz, frijoles, azúcar, etc. Inicio con fondos propios y por su buena administración lo ha hecho crecer. El siempre quiso trabajar en lo propio, al cual le dedica 15 horas diarias.
Esta solicitando un préstamo de 15,000.00 Lempiras para invertir en el negocio, surtirá de mas productos alimenticios, con el cual incrementara sus ventas y sus ingresos.
Con las ganancias quiere construir unos apartamentos para alquilar y generar otros ingresos para el hogar y mejorar su calidad de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 58
    View loans »
    Honduras Loans Fundraising
  • $8,403,175
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Osvaldo to buy stock merchandise for his store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2012
Listed
Mar 16, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013