20 De Enero Group
Miguelina indicates that she’s been a member of this association for more than 3 years and she has a shoe sales business that she’s owned for 3 years, learning the ins and outs from her aunt. The loan for this cycle is to expand her business (buy shoes). She buys the shoes wholesale from the manufacturers and then she sells them at the fairs. This line of work helps her support her family as she is a widow with 3 children.
When asked what she likes about Pro Mujer, she responds that she likes the health training and loans.
La señora Miguelina, indica que forma parte de una asociación comunal desde hace tres años y que en la actualidad ella cuenta con un negocio de venta de zapatos, que viene trabajando hace años, aprendiendo el mismo de su tía. El crédito de este ciclo es para la ampliar su negocio (compra de zapatos) ente producto lo adquiere de los productores, al por mayor, y posteriormente lo comercializara en las ferias. Esta forma de trabajo le permite apoyar a su familia pues ella es viuda y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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