Mercedez indicates that she’s participating in a communal bank for the first time and she currently has a car washing service that she’s had for several years having learned it from her neighbors. The loan this cycle is to expand the business.
She will buy a car washing machine from distributors and then will install it in her workplace. This way of working allows her to support her family for she’s unmarried and has four children. When asked what she likes about Pro Mujer, she answer that she likes training in health and credit.
La señora Mercedez, indica que forma parte de una asociación comunal por primera vez y que en la actualidad ella cuenta con un negocio de lavado de autos, que viene trabajando hace años, aprendiendo el mismo de sus vecinos. El crédito de este ciclo es para ampliación de su negocio (compra de máquina de lavado de autos) este producto los comprará de las empresas distribuidoras y posteriormente lo instalará en su espacio de trabajo. Esta forma de trabajo le permite apoyar a su familia pues ella no es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid