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Rezo is 52 years old. He lives in the village of Rokhi, West Georgia with his wife, Lali, his 22 year old son and 20 year old daughter. Rezo’s daughter is a student, and his son helps the parents in the family agricultural business.

Rezo and Lali are leading the agricultural business of the family. They have three milk cows and three calves. Lali produces cheese and sells on average 60 kg. of this product on the local open market. Also, the family owns 1.2 hectares of land. On one part of the land vines are grown. Rezo sells harvested grapes on the local open market. The total average monthly income of the family is 500 Laris.

Rezo requested credit for financing spring seasonal agricultural works. In particular, he will cultivate the second part of family-owned land and purchase fertilizers, as well as pesticides. Rezo will cultivate the land and sow melon and watermelon on it. The family will sell harvested fruits on the local open market in the summer. They will get additional income, which will be used for financing the daughter’s education.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 53
    View loans »
    Georgia Loans Fundraising
  • $8,096,850
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Rezo to purchase fertilizers and pesticides and to rent a tractor for tilling the land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 12, 2012
Currency Exchange Loss:
Sep 15, 2012