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Bih Regina
Bih Regina is married with six children. She and her family live in the Musang quarter of the Mezam division in the Northwest region of Cameroon. She has faced many challenges in life, including inadequate capital hindering her business, the death of her brother, and sicknesses.

With the money from the requested loan, Bih Regina plans to buy a motorbike. The bike will be used to start an affordable transportation business for community members, carrying farmers to work and students to school, as well as transporting items like produce and firewood for sale. She thinks her business will succeed because she has good management skills and because she has been in business for a long time and not encountered any insurmountable problems.

Bih Regina says she will use the profit from the loan to educate her younger children, cater to family needs, and to arrange traveling documents for one of her children to go abroad in search of greener pastures. She says a GHAPE loan is preferable because loans are given without collateral securities, the disbursement process is not complicated, and an installment repayment plan is available.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,173,050
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD