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Torrent De Kerith Plus Group
In this Group: Beatrice, Françoise, Flory, Josephine, Emmanuel, Elisabeth, Peter, Joél, Regine, Asiasongo, Claudine, Mujinga, André, Angélique, Mamie, Angès, Lukombo, Thérèse, Angèle, Bibiche, Fabrice
Beatrice is the chairwoman of the Community Bank named “Torrent de Kerith Plus”. It is composed of 21 members united in solidarity to receive Kiva loans with the goal of developing their businesses.
Beatrice is a 56-year-old widow. She is the mother of six children aged between 23 and 38 years old; three of them go to school. She has been active in her business since 2005. She sells corn seeds and salted fish in the western area of Kinshasa. She has already taken nine loans from the MFI HOPE DRC for business expansion and fully repaid them. Thanks to Hope’s loans, her business has prospered and it generates a profit of about USD $60 per week. With this loan Beatrice intends to increase the inventory of her business by buying some sacks of corn seeds to resell at profit and increase her income. Her ambition is to diversify her business and become a provider in her environment. She works hard in order to achieve her dream.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 41
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Torrent De Kerith Plus Group's $6,000 loan helped a member to buy sacks of corn seeds for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 12, 2012
Currency Exchange Loss:
Jul 15, 2012