Henry is a forty-year-old married man who has six children and lives in Kasese, Uganda. His personal goals are to educate his children and build a permanent house. Henry has been a retailer for the last five years. His major challenges are price fluctuations and inflation, inadequate capital to purchase stock, and taxes. However, he has a goal of buying land to grow crops and expanding his business to new areas. Henry needs a loan to buy land for crop growing.