Pal is forty-nine years old. She is a married woman who is responsible for four children; three are single and one is married. Pal works in the same field of a rubber plantation as her husband and receives a daily wage which is how she makes her living. However, her spouse also is in involved in planting potatoes to make additional income.
Pal would like to have this loan to buy potatoes in bulk from the local villagers’ plantation. Then she will retail or wholesale them at a reasonable price when the market demand increases. With the income she generates, Pal will save money to buy a plantation where she can grow potato crops as a family-owned business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.