In the Baray district of Kompong Tom province, there are many Cambodian people who prefer agribusiness to other types of business because the path of the Tonle Sap River flows across the province and provides enough water, especially for crops. Among them are Orn, who is 28, and her spouse, who work as local farmers and fish sellers. Every day Orn buys fish in bulk from her frequent suppliers. Then she transports the fish to sell in a local market and through the commune of the province. She typically earns around US $3.50 per day from this type of business.
In order to sustain and develop her fish selling business, Orn would like to acquire some funds from Kiva partner HKL to purchase fresh fish in bulk. Then she will make dried fish and fermented fish paste for the future sale. She hopes this loan will be granted to her to develop her business and improve her living standards.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.