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Irma Yolanda
Irma Yolanda, 38, lives in her own house with her family. Her husband is 44 and of her three children aged 5, 13 and 18, the two eldest are in school. Irma works in retail, selling a variety of products like beans, rice, coffee, oil, detergent, paper, candy, condiments, etc. She has lots of time to dedicate to her business and many people prefer her store because she is honest, hard working, and most of all, charismatic. She has many ideas for her business that’s she’s been implementing little by little. Thanks to her creativity in business, she’s been able to keep her business active for many years. She’s a very dignified, confident woman and her neighbors give her good references. Lately, Irma has been thinking about stocking up her store with a bigger variety of products in order to attract more customers and fill demands. This idea was the impetus to request a loan with INTEGRAL to buy a variety of products like sweet buns, oil, milk, rice, coffee, beans, candy, detergent and other articles that would bring in the customers. This is how she hopes to achieve her dream of improving her family’s quality of life.
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Irma Yolanda de 38 años de edad, habita en casa propia junto con su grupo familiar el cual está integrado por su esposo de 44 años y sus tres hijos de 18,13 y 5 años de edad, dos de los cuales se encuentran estudiando. Irma se dedica al comercio de tienda en la cual ofrece variedad de productos tales como: frijoles, arroz, café, aceite, detergente, papel, golosinas, condimentos, etc. Ya tiene mucho tiempo de dedicarse al negocio y muchas personas la prefieren por ser una mujer honesta, trabajadora y sobre todo carismática. Ella tiene muchas ideas de negocio que poco a poco va poniendo en marcha. Gracias a su creatividad en los negocios ha sabido mantener activo su negocio por muchos años. Es una mujer digna de confianza de la cual los vecinos dan muy buenas referencia. Últimamente Irma ha estado pensando en la posibilidad de surtir su negocio con variedad de productos de tienda con el fin de atraer a más clientes y cubrir una mayor demanda. Esto la hizo tomar la decisión de solicitar este crédito a INTEGRAL para comprar variedad de productos de tienda tales como: pan dulce, aceite, leche, arroz, café, frijoles, golosinas, detergente y de más artículos que sean atractivos para los clientes. De esta manera espera lograr su sueño de poder dar a su familia una mejor oportunidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 763
    View loans »
    El Salvador Loans Fundraising
  • $26,252,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Irma Yolanda sweet buns, oil, milk, rice, coffee, beans, candy, detergent, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2012
Listed
Mar 16, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014