Las Ovejitas Blancas Group
The members of the communal bank carry on a variety of businesses selling such things as stationery, lambs, sandals and sport shoes, humintas (baked corn tamales), groceries, and gift items.
Daniela says that this is the first time she has been part of a communal bank, and that currently she has a general store business that she has been working in for years.
This loan is for expanding her merchandise through the purchase of food products. She will buy these products at street markets in La Paz, and later sell them at her stand. This form of work will allow her to support her family, as she is not married and has two children.
When asked what she likes about Pro Mujer, she answers that she likes the health clinic.
La señora Daniela, indica que forma parte de una asociación comunal por primera vez y que en la actualidad ella cuenta con un negocio tienda en general, que viene trabajando hace años. El crédito de este ciclo es para ampliación de su mercadería (compra de víveres) este producto lo comprará de las ferias paceñas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite apoyar a su familia pues ella no es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud por el consultorio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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