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Dios Nos Ama Group
In this Group: Leandra, Bertha Jessica, Maria Francisca, Faraun*, Julio Cesar, Aquino, Marleni
* not pictured
Good business ideas and dedication are what characterize this community group called 'Dios nos Ama' [God Loves Us]. It is made up of 7 hard-working people who want to get ahead. The group was formed 2 years ago, when the members demonstrated that they had the desire to work together.

Leandra, one of the group members, is 40 years old and is married with two children, who are her reason to live. In the mornings she tends to the household chores and also watches over her small store. She has had the store for a year and a half; it is a source of income which allows her to contribute to her family's expenses. With the joint effort of her and her husband, they have been able to move forward and provide an education to their children who are currently both studying. They were also able to buy land in which they hope to build a house on in the future. With this loan she plans to invest in improvements to the property where her store is located. Like Leandra, each member of the group has their own unique story, but one thing they all have in common is their enthusiasm and desire to get ahead for the good of one another and for their families.
View original language description ↓
Buenas ideas de negocio y mucha dedicación es lo que caracteriza a este grupo comunal llamado Dios nos Ama conformado por 7 personas empeñosas por salir adelante. Conformado hace 2 años demuestran tener los ánimos indicados para surgir, tal es a si el caso de una de las integrante la señora Lenadra de 40 años de edad casada y con 2 hijos, los cuales son su motor de vida. Ella por las mañanas atiende los quehaceres de la casa y atiende su negocio ella tiene una bodega hace un año y medio el cual es el medio de ingresos económicos y ayuda de su hogar. Con el esfuerzo de su esposo y de ella han salido adelante y han podido darles una educación a sus hijos el cual siguen en el colegio también ha podido comprarse un terreno en el cual piensa construir su casa más adelante. Con el reciente préstamo piensa invertir en mejorar el inmueble donde esta su negocio. Al igual que la señora Leandra cada integrante de la alcancía comunal Dios nos Ama tiene una historia en particular pero si en algo coinciden es en el entusiasmo y el deseo por salir adelante para el bien de ellas y de sus familias.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Nos Ama Group's $2,675 loan helped a member improve the property where her business is located.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Mar 15, 2012
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2012