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María Julia
María Julia is 59 years old and lives in her own home together with her husband. She has been running a store in her home for several years. Her store is in a very strategic location which is very busy with people. María's neighbors provide good references for her as she is a charming, hard-working and responsible woman. In addition, many people prefer to buy from her because she has a good range of products in her store and sells them at the best prices. María has taken the decision to invest in merchandise for her store so that she can attract more customers to buy her products. She decided to request a loan from INTEGRAL in order to make this investment and buy rice, beans, oil, milk, coffee, sweet bread, candies, detergents and other products that will attract more customers. In this way she hopes to improve her family's quality of life as well as her own. She trusts in God that she will achieve this.
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María Julia de 59 años de edad, habita en casa de su propiedad junto a su esposo. Ella se dedica al comercio de tienda desde hace varios años. El negocio está ubicado en su hogar de habitación. Es un lugar muy estratégico y muy transitado por muchas personas. Los vecinos de la señora María dan buenas referencias ya que ella es una mujer carismática, trabajadora y responsable. Además muchas personas la prefieren por tener variedad de productos en su tienda a los mejores precios. Ha tomado la decisión de invertir en mercadería para su tienda de tal forma que esto le permita atraer a más clientes que demanden sus productos. Es por esta razón que ha tomado la decisión de solicitar este préstamo a INTEGRAL para hacer dicha inversión y comprar productos de tienda como: arroz, frijoles, aceite, leche, café, pan dulce, golosinas, detergente y de más productos que permitan hacer llegar a más clientes. De esta forma espera mejorar su calidad de vida y la de su familia. Confía en Dios que así será.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $22,070,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Julia to buy rice, beans, oil, milk, coffee, sweet bread, candies, detergents, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 16, 2012
Listed
Mar 15, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013