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Marcos Tulio
Marcos Tulio is 35; he lives in his own house together with his family, made up of his wife, aged 36, and his two children, aged 13 and 16, one of whom is currently studying. He makes a living providing a service in a paint and body shop, which, with a lot of effort and work, he has successfully established. He has two years’ experience working in this business. Thanks to God and his dedication, he has achieved favourable results, which have allowed him to supply the necessities for his home. He has the advantage that he is well known in the area for the type of service that he offers, and the way in which he works, as many people speak well of him for being an honest, responsible and charismatic man. His dream is to be able to give his family a better quality of life, and it is because of this, that he has decided to continue investing in his business. His aim is to improve the service that he offers in such a way that it will allow him to attract a greater number of customers. It is for this reason that he has asked Integral for this loan, to buy the necessary tools (paint, blowtorch, compressor, spanners, etc.) in order to improve the service that he offers to his customers, and achieve his objective of giving his family better opportunities in life.
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Marcos Tulio de 35 años de edad, habita en casa propia junto a su grupo familiar el cual está conformado por su esposa de 36 años y sus dos hijos de 13 y 16 años, uno de los cuales se encuentra estudiando. Él se dedica a la prestación de servicios en un taller de enderezado y pintura que con mucho esfuerzo y trabajo ha logrado establecer. Tiene dos años de experiencia en este negocio y gracias a Dios y a su dedicación ha recibido resultados favorables con los cuales ha podido suplir las necesidades de su hogar. Tiene la ventaja que es muy conocido en la zona por el tipo de servicio que presta y por la forma que trabaja, ya que muchas personas dan buenas referencia por ser un hombre honesto, responsable y carismático. Su sueño es poder dar una mejor calidad de vida a su familia y es por ello que se ha decidido en seguir invirtiendo en su negocio con el fin de mejorar el servicio a sus clientes de tal forma que esto le permita atraer a un mayor número de clientes. Es por ello que solicita este crédito a INTEGRAL para comprar las herramientas necesarias (pintura, soplete, compresor, llaves, etc.) para mejorar el servicio que presta a los clientes y lograr su objetivo de dar mejores oportunidades de vida a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 650
    View loans »
    El Salvador Loans Fundraising
  • $24,202,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marcos Tulio to buy paint, a blowtorch, a compressor, spanners, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 10, 2012
Listed
Mar 15, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012