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Pain De Vie Plus Group
In this Group: Mado, Clémentine, Véro, Gertrude, Bebe, Marthe, Sylvie, Saley, Immaculée, Kimbembi, Madeleine, Catho, Jean Bosco, Muke, Marceline, Huguette, Clara, Toussaint, Philo, Thérèse, Kitembila, José
Pain de Vie Plus is a Community Bank of 22 owners of small businesses who selected Mado as chairwoman. Its members are jointly liable for loans granted by Kiva through the MFI HOPE DRCongo to grow their businesses. They organized themselves by affinity and proximity.

Mado earns a living by selling loaves of bread in her neighborhood located northeast of Kinshasa. She has more customers. She started her business with a beginning capital of US $40. Today, her business brings in a profit of US $40 each week. Mado is planning with the next loan to increase the stock of business by buying more loaves of bread to resell at profit. Her ambition is to provide loaves of bread to more than 1,000 customers in medium term. She is 42 years old, married and the mother of four children between the ages of 6 and 16. Four of them go to school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 44
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pain De Vie Plus Group's $5,000 loan helped a member to buy more loaves of bread to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 11, 2012
Currency Exchange Loss:
Nov 15, 2012