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Esther lives with her husband and 5 children at Besease near Elmina. Her husband is a farmer. Esther sells biscuits, toffees, maize porridge, kenkey and fish. She has been running this business for 12 years. Esther uses her income to assist the husband in paying their children’s school fees. She will use her loan to purchase bags of maize for her maize porridge, kenkey, biscuits and toffees for sale. With the new profit, Esther will expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Esther to purchase bags of maize, kenkey, biscuits and toffees for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 11, 2012
Currency Exchange Loss:
Jul 20, 2012