Ines was born in the southern city of Maputo, the capital of Mozambique. She is a single mother of two children, both of whom attend school. She is pursuing a degree in sociology, and she intends to continue with her studies. She lives in her own house with her family, and supports a niece that lives with her.
She has worked for the state government for three yearsas an administrative assistant, and earns a salary of $32,000MTN per month, which she uses to fund household expenses and contribute to her savings account in BIM bank. She has already had one loan with this same bank, which she paid back without difficulty. Now, she takes out loans with Hluvuku, which she discovered through a friend who is also a Hluvuku client. This is her second loan with Hluvuku, in the amount of 20,000MT, with which she intends to continue work on her home and buy durable goods for her home (a bed, a bureau, and install a closet)to make the residence more comfortable for her family.
In the future, Ines intends to take out more loans with Hluvuku to complete the work on her home.