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John Nduati

Update on John Nduati

John is applying for his third loan from KADET LTD after repaying the previous loans successfully. John will use the loan to buy seedlings and fertilizer for his farm.

With the anticipated profit from the business, he will educate his children. His hopes and dreams are to open a retail shop.

Previous Loan Details

John is 40 years old, supporting a family of two, and Lydia Njeri is the spouse, helping in the farm as a source of income. He has been farming for the past 20 years with an income of about 8,000 Kenya shillings a month. This is his first loan with Kadet and he wants to use it to buy an extr... More from John Nduati's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 732
    View loans »
    Kenya Loans Fundraising
  • $43,743,075
    Funds lent in using Kiva
  • 82.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped John Nduati to buy seedlings and fertilizer for his farm.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 11, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for John Nduati. It was first posted on Kiva on Jan, 2011. Learn More