Update on Maria FidenciaMary is 34 years old, married and has four children under her care. She lives in her own house, which is located in a village of the District of Tambogrande, belonging to the Piura region. It is a four-hour drive from the city of Chiclayo, capital of the department of Lambayeque. Mary lives in the rural part of this district, and only benefits from basic electrical services.
Over the past ten years Mary dedicated herself to raising small livestock such as pigs and poultry (chickens and turkeys), breeding, fattening and then selling them at the local market. Her husband is a farmer with one hectare of land (approximately 2.5 acres) where he grows limes that he harvests weekly. With the income earned from this activity he is able to cover his expenses and those of his family.
Mary has had problems with her livestock due to the constant raining in the area. She needs to put roofing over the livestock breeding pens, in order to protect them from the elements and keep them from dying because of weather conditions. To achieve this goal she decided to apply for a loan of 2000 soles.
Mary and her husband support each other, facing family expenses together and caring for their children. There is a good family relationship, which helps them to keep expanding their business activities.
María se dedica a la crianza de ganado menor como porcinos y aves de corral (gallinas, pavos), desde hace 10 años, los cuales cría y engorda para luego comercializarlos en el mercado local. Su esposo es agricultor con 1.0 ha de terreno en el cual tiene sembrado limón que cosecha semanalmente. Con los ingresos que perciben de estas actividades logran solventar sus gastos y los de su familia.
María ha tenido problemas con su ganado por las constantes lluvias que se suscitan en la zona, es por ello que necesita techar los corrales donde cría su ganado, con la finalidad de protegerlos y a la vez evitar que se mueran por el clima. Es por ello que para lograr su objetivo ha creído conveniente solicitar un préstamo de 2000 nuevos soles para ello.
María y su esposo se apoyan mutuamente, afrontando gastos familiares juntos y cuidado de sus hijos, existe una buena relación familiar, lo que contribuye para seguir creciendo en su negocio.
Previous Loan DetailsMaria is 33 years old, married, and she lives in a house of her own in the community of Chicha Alta in the district of Tambogrande, Piura. Maria is an enterprising and hardworking woman. She wants very much to improve the quality of her life. Maria raises poultry (chicken and turkeys) and shee... More from Maria Fidencia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Feb 28, 2012
- Mar 15, 2012
- Currency Exchange Loss:
- Apr 27, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.