Update on Maria IsabelMaría, 34, lives with her common-law husband and two children in her own house in the district of Tambogrande, in an agricultural part of the district, in the province of Piura, about three and a half hours from the city of Chiclayo, capital of the Lambayeque Region.
She raises sheep and poultry in farmyards near her house, feeding them natural grains and fodder; and once they reach full development she sells them to merchants who visit the area. Also, her husband has land where he grows corn and beans. He also works on an organic banana plantation in his community. The income they have from their business allows them to support their family economically.
The loan will be used to buy corrugated iron to repair the roof of their house, since it has deteriorated due to the constant rain.
María's goal is to continue growing her business so she can gradually improve her family's quality of life. The people who know her believe she is a quiet, responsible person.
Se dedica a la crianza y venta de ganado ovino y aves de corral. Ella cría estos animales en unos corrales ambientados cerca de su domicilio alimentándolos de granos y pastos naturales y cuando estos ya han alcanzado un buen nivel de desarrollo los ofrece en venta a los negociantes que suelen visitar la zona en donde vive. Adicionalmente su conviviente posee chacra propia en la cual siembra maíz y frijol, también es peón agrícola en un fundo de banano orgánico en su propio caserío.
Con los ingresos que les brinda este negocio se encargan de sostener la economía de su familia.
El destino del crédito será la compra de calaminas para mejorar el techado de su casa, que se han deteriorado por las constantes lluvias.
Su mayor anhelo es seguir creciendo en su economía para mejorar gradualmente la calidad de vida de su familia. Las personas que le conocen le consideran una persona tranquila y responsable.
Previous Loan DetailsMaria Isabel is 33 years old and she live with her husband and children in a house that is their own property. It is not equipped with the basic services and it is located in the district of Tambogrande, belonging to the department of Piura. It is a region known for its agricultural, farming, and… More from Maria Isabel's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Feb 28, 2012
- Mar 15, 2012
- Currency Exchange Loss:
- Oct 16, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.