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Celandia Edelmira
Celandia is a 41-year-old woman, the mother of two children, ages 12 and 8. Together they live in the Abraham Calazacón parish of Santo Domingo, which is the fourth largest city in Ecuador. The population is growing rapidly because it is rich in trade and has the largest livestock market in the country. The normal temperature is about 25.5°C and sometimes reaches 38°C. The entire Santo Domingo de los Tsáchilas province is part of the mountainous region. The entire province is considered new because it was created in 2007.

Celandia has had a dressmaking workshop for 18 years. She learned this job by taking classes. She wants to buy a fabric cutter and more fabric to increase her production and lower her production costs, and so increase her profit margin. Her work is in high demand because she works with quality. Her dream is to have a big workshop and be able to give work to more people. She works an average of nine hours a day.

She loves her work. This is her first loan with Fundación Alternativa, which is the intermediary institution between Silvia and the Kiva lenders at the worldwide level. Nevertheless, in her credit evaluation she always has been punctual with the loans she has received previously. She likes Fundación Alternativa because of the ease it offers and the service of the advisor.
View original language description ↓
Celandia es una mujer de 41 años, madre de 2 hijos de 12 y 8 años. Juntos viven en la parroquia "Abraham Calazacón" de Santo Domingo, que es la cuarta ciudad con mas población del Ecuador. Su población va creciendo rápidamente ya que cuenta con un rico comercio y el mayor mercado ganadero del país. Su temperatura habitual es de unos 25.5°C y a veces llega a los 38 °C. Toda la provincia de "Santo Domingo de los Tsáchilas" figura como parte del territorio montañoso, toda la provincia es considerada nueva ya que fue creada en el 2007.

Celandia tiene un taller de confección de ropa desde hace 18 años, aprendió este oficio a través de cursos. Ella desea invertir comprando una cortadora de tela y más tela para incrementar su producción, y disminuir costos de producción y como consecuencia incrementar su margen de utilidad. Sus confecciones tienen una buena demanda ya que ella trabaja con calidad. Su sueño es tener un gran taller y poder dar trabajo a más personas. Trabaja un promedio de 9 horas al día.

Ella ama su trabajo, este es su primer crédito con Fundación Alternativa, que es la institución intermediaria entre Silvia y los prestamistas a nivel mundial del portal KIVA; sin embargo en la evaluación crediticia ella siempre ha sido puntual es los créditos que ha obtenido anteriormente. Le gusta Fundación Alternativa por la facilidad que ofrece y la atención de su asesor.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Celandia Edelmira to buy a fabric cutter and fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2012
Listed
Mar 14, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013