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Katia Vannesa
Katia Vanessa, 25, is in a common-law marriage and lives with her husband and their children, her first priority. She will use the loan to buy a motorcycle for her husband so he can get to his work easily. She wants to help him with this means of transportation since the place where he works is very far from their house and he has to leave very early and come home very late. She also wants to give him a more reliable means of transportation with his schedule because his work is what the family lives on. She wants her husband to develop as a well qualified employee so she would like him to have the appropriate transportation so that their lives are better each day with the improvement of the welfare of the family. This is the first loan that she has received from FUDECOSUR. She hadn’t worked with other financing from state banks in the past but FUDECOSUR offered her the loan with the best terms and a much lower rate of interest.
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Katia Vanessa, tiene la edad de 25 años, está en unión libre, vive con sus hijos y su esposo que son su mayor prioridad. Ella con el crédito va comprar una motocicleta para que su esposo se desplazarse a su trabajo con menor dificultad. Ella quiere brindarle este medio de trasporte a su esposo pues el lugar donde labora es muy largo de su casa por lo cual debe salir muy de mañana y regresar muy tarde hasta su hogar. Ella también quiere que su esposo con la facilidad de trasporte sea más cumplido con su horario de trabajo pues es muy importante el trabajo para el bienestar de la familia pues es de donde subsiste la familia. Ella quiere que su esposo se desempeñe como un trabajador de muy buenas cualidades y facilitar el apto del trasporte para ser mejores cada día y un mejor bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 511.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Katia Vannesa to buy a motorcycle for her husband's transportation to work.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Mar 14, 2012
Currency Exchange Loss:
Jun 17, 2014