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Ligia Patricia
Ligia is a 35-year-old woman who lives in San Jacinto, Bolivar, land of hammocks and vertical weaving. There, she makes handicrafts for a living, something that she learned through family tradition but perfected via training from SENA (National Learning Service), which is an organization run by the state for the development of technical jobs. Because of this, she knows about handicrafts from not only her own culture, but also from other regions of the country. She is a very studious person who also learned about cosmetology and opened up a beauty salon. She also opened a game room and learned how to make beauty products herself. From all her proactive fronts, she is generating income, applying the sales techniques she knows how to employ in each of her businesses. For this reason, she has been gaining customers in all her ventures, and business grows ever day. Her goal of business expansion is endless, which is why she prepares herself with the training that helps her add value to her daily tasks. Her future goal is to perfect her stylist skills and to have a big beauty product business in which she will produce the goods herself. She is currently requesting her first loan through Kiva, and this is the second loan she requests from Fundación Mario Santo Domingo. With this loan, she will purchase thread to make bags, backpacks, and hammocks, video games, and supplies to make beauty products. Her investment will be successful because she knows the market well, she fills orders, she knows entrepreneurial techniques, and she applies them to her businesses. She is well-stocked in all of her businesses through which she earns an income to support her household, which is comprised of her husband and her children ages 4 and 12.
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Ligia es una mujer de 35 años y vive en el municipio de San Jacinto, en el departamento de Bolívar, la tierra de las hamacas y artesanías en tejido vertical; allí se dedica a producir artesanías, oficio que además de conocer por tradición familiar, lo perfeccionó mediante procesos de tecnificación con el “SENA” Servicio Nacional de Aprendizaje, organización que controla el estado nacional, para el desarrollo educativo de carreras técnicas y tecnológicas, por eso ella conoce no solo las artesanías de su cultura, sino también las de otras regiones del país. Así mismo como es una mujer estudiosa, también aprendió técnicas de mejoramiento de la imagen personal y tiene un salón de belleza; con ello abrió una sala de juegos y aprendió a preparara productos de belleza ella misma etc. Desde todos sus frentes activo-productivos, genera ingresos, aplicando técnicas de ventas en cada una de las actividades que sabe desempeñar, por eso se la pasa ganando clientes en uno y otro espacio productivo y su negocio crece cada día mas. Su meta de crecimiento es inagotable por eso se prepara con capacitaciones que le ayuden a agregarle valor a sus tareas rutinarias; su meta mas adelante es perfeccionarse como estilista de belleza y tener un gran negocio de producción y almacén de productos preparados por ella misma. En la actualidad está aplicando a su primer credikiva, segundo financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará hilo para elaborar bolsos, mochilas y hamacas, Juegos en CD, e insumos para preparar productos de belleza. Su inversión será exitosa, porque conoce el mercado, la hace sobre pedidos y conoce técnicas y las aplica a sus negocios, tiene un potencial de oferta permanente en cada una de sus actividades productivas con las cuales genera ingresos, para apoyar el bienestar de su hogar, conformado por su esposo y sus tres hijos en las edades de 4 a 12 años de edad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 287
    View loans »
    Colombia Loans Fundraising
  • $14,063,675
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ligia Patricia to purchase video games, supplies to make beauty products, and thread to make bags, backpacks, and hammocks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2012
Listed
Mar 14, 2012
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2013