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Joseph Mutema

Update on Joseph Mutema

Joseph is still involved in farming, and the business is doing great.

This is Joseph's third loan from KADET Ltd., and he plans to use the funds to buy fertilizer and pesticides to use as spraying chemicals for his farm. He was introduced to KADET Ltd. by staff members.

He hopes to see his business grow and help him to improve his living standards.

Previous Loan Details

Joseph has been practicing farming in Ndunyu Njeru town for the last two years. He is 62 years old and is married to Annah Wangechi. They have two children. He was introduced to KADET LTD by his friend. This will be his second loan. He repaid his first loan of Kshs 20,000 well and in good ... More from Joseph Mutema's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 788
    View loans »
    Kenya Loans Fundraising
  • $43,847,350
    Funds lent in using Kiva
  • 83.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Joseph Mutema to buy fertilizer and pesticides for his farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 10, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Joseph Mutema. It was first posted on Kiva on Feb, 2011. Learn More