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Um is a 56-year-old married man and a loving father of six children, residing in Kompong Speu province. Currently three of his children are working in different occupations making and income, and they often contribute their salary with Um to satisfy and cover the family’s needs. The remaining children are attending school and living under his support. His wife also assists him in his business. From their farming business, the couple is able to make an average income of USD$1.30 each day; they use it for other expenses.

Um is asking for his first loan to buy a new motorbike for his children to commute to workplaces as well as use for the traveling needs of his family. With the remainder, Um will purchase small piglets for raising.

In the future, he expects to go on to buy more piglets for breeding and support his children to finish high school and university degrees.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Um to buy a new motorbike for his children to commute to their workplaces.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Mar 10, 2012
Currency Exchange Loss:
Nov 19, 2013