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010401-Thôn Xuân Phụ-Hoằng Phụ-Hoằng Hoá Group
In this Group: Hương, Cúc, Nương, Nguyên, Vinh, Thông
Mrs. Hương has a retail business selling medication. She is requesting a loan to purchase medicine to sell. Hương has been involved in this business for more than ten years. The main hardship that Hương faces in her business is the lack of capital.

Hương is twenty-eight years old and she is married with two children. She lives and works in Hoang Hoa district, a rural area in Thanh Hoa province, with her two dependants.

Hương is the group leader of the 010401-Thôn Xuân Phụ-Hoằng Phụ-Hoằng Hoá solidarity group, which consists of six members.

In 2011, Hương joined Thanh Hoa Fund for Poor Women to improve her business. Hương has successfully repaid two loans from Thanh Hoa Fund for Poor Women.

In the future, Hương hopes to buy land of her own, to make enough money to provide for her kids, and for her business to do well.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 27
    View loans »
    Vietnam Loans Fundraising
  • $12,532,400
    Funds lent in using Kiva
  • 20,749.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 010401-Thôn Xuân Phụ-Hoằng Phụ-Hoằng Hoá Group's $1,550 loan helped a member to purchase medicine to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2012
Mar 10, 2012
Currency Exchange Loss:
Mar 15, 2013