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Born around 1961 in Ketou, in the Plateau department of Benin, Mrs. Bertille T. is a married mother of three children. She lives with her husband, who works in a local insurance institution, and she has been a shopkeeper since 1998. She has a business in Aglangandan, a neighborhood in Cotonou, where she sells various products such as rice, canned goods and condiments, among others. Every month, Mrs. Bertille T. sells around 150 cans of food and 60 bags of rice, wholesale or retail. Thanks to the construction of a new road in her area, demand has increased to 450 cans of food and 150 bags of rice, at a value of 800,000 francs. She currently has a cash flow of 300,000 francs, which is not enough to meet demand. She is thus requesting this loan to purchase the supplies necessary to satisfy her cutomers.

Translated from French by Kristina Jackson, Kiva Volunteer.

Née vers les années 1961 à KETOU dans le département du PLATEAU, dame T. Bertille est mariée et mère de 3 enfants dont elle a la charge. Vivant avec son mari qui travaille dans une institution d'Assurance de la place, dame T. Bertille est commerçante depuis 1998. Installée à AGLANGANDAN l’un des quartiers de COTONOU où elle exerce ses activités de vente de produits divers tels que le riz, des boîtes de conserve, des condiments etc. La vente mensuelle effectuée par madame T. Bertille est d’environ 150 boîtes de conserve, 60 sacs de riz en détail ou en gros. Grâce aux projets de construction de nouvelle voie dans sa zone, la demande est passée à 450 boîtes de conserve et à 150sacs de riz; le tout évalué à 800 000 francs. La liquidité dont elle dispose est de 300 000 francs ce qui est insuffisant pour répondre à la demande de sa clientèle. Elle sollicite alors ce prêt pour s’approvisionner afin de satisfaire à la demande de sa clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 426.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Bertille purchase of 300 cans of food and 90 bags of rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2008
Mar 10, 2008
Currency Exchange Loss:
Apr 15, 2009