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Modesta Narcisa
Every fifteen days in Los Bajos de Montecristi, a city known both inside and outside the country for its great diversity of typical products such as straw hats an shawls, the members of the communal bank Madres Unidas ("Mothers United") gather.

In this place we meet Modesta. She is 47 years old, married and by this relationship has two children who are now grown, but who still live in her house. Her husband is a driver.

In order to earn her own money and with it to help her husband with the household expenses, she works selling clothing of all types. Her form of sales is door-to-door. She works three to four days a week, especially in the afternoons after she has left everything ready in her house. She also sells in her house where her customers come if they want some garment. She gives credit to her customers and charges them every week. She buys her merchandise in various cities, wherever she obtains the lowest price or the best variety of garments. She has done this work for 18 years and it is going very well since she has many customers that she has earned with the passing of the years.

She will use this loan to buy more merchandise such as pants, blouses, tee shirts and children's clothing. She has been a member of the communal bank for 10 years. She is the president and she likes it for the benefits and the complementary credits that they offer.

Her dream is to have a store or boutique.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Madres Unidas.

En este lugar conocimos a la señora Modesta, tiene 47 años de edad, está casada y de esta relación tienen dos hijos los mismos que ya son mayores de edad pero aún viven en su casa. Su esposo es chofer.

Ella para obtener sus propios recursos y con estos ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta, trabaja de tres a cuatro días a la semana sobre todo en las tardes después de dejar todo listo en su hogar, ella también vende en su casa hasta donde llegan sus clientes si desean alguna prenda, deja a crédito a sus clientes y cobra cada 8 días. Su mercadería la compra en varias ciudades donde consiga más barato y mejor variedad de prendas. Tiene más de 18 años que se dedica a esta actividad y le va muy bien ya que tiene mucha clientela que ha ganado con el paso de los años.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Lleva más de 10 años en el Banco Comunal, es la presidenta y le gusta por los beneficios y créditos complementarios que ofrece la institución.

Su sueño es tener un almacén o una boutique,


About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Modesta Narcisa to buy pants, blouses, tee shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2012
Listed
Mar 13, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012