Elsa is 40 years old and is not married. However, she is a single mother of two children who are 12 and 7 years old and who both go to school. Elsa makes a living preparing and selling food. She can be found in one of the most trafficked markets in her area.
This is her first loan within the institution. Elsa will use the loan to buy a refrigerator and supply for her business. She is requesting the loan because she does not have enough money to get what she needs.
Elsa has some challenges in her business like competition. She wants to stand out from the rest of the competition by offering good customer service and in that way increase her sales and make a better income.
She is happy and grateful for the opportunity she has been given.
La Sra. Elsa tiene 40 años no es casada pero es madre soltera ella tiene 2 hijos que son de las edades de 12 y 7 años los dos ya se encuentran estudiando. La Sra. Elsa se dedica a la elaboración y venta de comida que se encuentra en uno de los mercados mas concurridos de la localidad, este préstamo es su primera secuencia dentro de la institución, la Sra. Elsa utilizara este préstamo para la compra de un refrigerador e insumos para el negocio la razón para solicitar este préstamo es no cuenta con el dinero suficiente para adquirir lo necesario, Elsa enfrenta retos en su negocio que son la competencia y ella quiere destacarse de la competencia ofreciendo un buen servicio a sus clientes y así incrementar sus ventas y generar mas ingresos, se siente feliz y agradecida por al oportunidad que le brindan.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.