Ema is 27. She is not married but does have three children aged 10, 4 and 2. Her two older children already attend school.
Ema makes and sells food in one of the most visited markets in her community. This will be her first loan with our institution and she will use it to purchase a refrigerator and supplies for her business. She is asking for the loan because she can't afford to purchase what she needs. She faces several challenges in her business, such as competition, and she 'd like to differentiate through offering a good customer service, thus increasing her sales and obtaining a greater income. She is happy and grateful for the opportunity given.
La Sra. Ema tiene 27 años no es casada pero es madre soltera ella tiene 3 hijos que son de las edades de 10, 4 y 2 años los dos primeros ya se encuentran estudiando. La Sra. Ema se dedica a la elaboración y venta de comida que se encuentra en uno de los mercados mas concurridos de la localidad, este préstamo es su primera secuencia dentro de la institución, la Sra. Ema utilizara este préstamo para la compra de un refrigerador e insumos para el negocio la razón para solicitar este préstamo es no cuenta con el dinero suficiente para adquirir lo necesario, Ema enfrenta retos en su negocio que son la competencia y ella quiere destacarse de la competencia ofreciendo un buen servicio a sus clientes y así incrementar sus ventas y generar mas ingresos, se siente feliz y agradecida por al oportunidad que le brindan.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.