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Virgen Asunta Group
In this Group: Ana, Flavio*, Gustavo, Fanny, Hilda, Kati, Rosa, Juan Julio, Rendo*, Paulina, Alejandro
* not pictured
These members belong to the 'Virgen Asunta' community bank which is located in Urubamba district, in Urubamba province, in Cusco department.

Ana is a member of this group. She is 38 years old, single, and has four children. She has a fruit and veg. business and works independently. She takes her products to places such as Puerto Maldonado to sell. She works from 8.00am to 6.00pm and, through this business, she provides for her children. Her dream is to have premises where she can sell her fruit and veg. She is requesting this loan to buy apples, oranges, grapes, bananas, potatoes, carrots, lettuces and tomatoes wholesale.

The other members of this group run an auto repair shop, a grocery store, a taxi business and a business selling candies. The member in the picture which is attached to the main photo arrived to the meeting a little late for work reasons.

Ana is grateful to the people who will take part in her dream in this way and pledges to make her loan repayments on time.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN ASUNTA”; Este banco se ubicada en el distrito de Urubamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Ana; ella es soltera y tiene 38 años y tiene 4 hijos; La socia trabaja con su negocio de venta de verduras y frutas, ella trabaja en forma independiente, la socia lleva a lugares como puerto Maldonado, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde vende verduras y frutas. La socia solicita el préstamo para comprar manzanas, naranjas, uvas, naranjas, platanos, papas, zanahorias, lechugas y tomates al por mayor.
Los otros socios se dedican al negocio de taller de mecánico, negocio de tienda de abarrotes, negocio de servicio de taxi, negocio de venta de golosinas.

El socio que esta pegado a la foto grupal vino un poco despues de la reunion porque pidio permiso por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $59,072,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Asunta Group's $4,725 loan helped a member to buy apples, oranges, grapes, bananas, potatoes, carrots, lettuces and tomatoes wholesale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 15, 2012
Currency Exchange Loss:
Jul 15, 2012